Back in the day,  between 1984 and 1988,  when my second husband and me owned/operated one St. Paul taxicab,  the insurance rates ( per accident) were ok to start with .  By the time he got fed up with the job being dangerous,  the man that owned the legal rights to the name,  St. Paul Yellow Cab Co.,  was requiring us to carry 1 MILLION dollars,  per accident,  coverage.   The way it works,  or at least used ...