Life, laughs, love and tears.
You'd be surprised!
Published on October 18, 2007 By Trudygolightly In Business

Back in the day,  between 1984 and 1988,  when my second husband and me owned/operated one St. Paul taxicab,  the insurance rates ( per accident) were ok to start with.  By the time he got fed up with the job being dangerous,  the man that owned the legal rights to the name,  St. Paul Yellow Cab Co.,  was requiring us to carry 1 MILLION dollars,  per accident,  coverage.  

The way it works,  or at least used to work,  was that insurance rates were "across the board"  meaning that cab owners all across the U.S.A. had to carry the same amount of coverage,  it didn't matter that we didn't have as many accidents in St. Paul, MN. as New Yorkers were having.  Once upon a time,  there were statistics available to me regarding the facts of accidents for cabs.

So what does this have to do with hotdogs you ask?  well I just read an article in the Pioneer Press, this July,  that talked about how hotdog vendors in St. Paul now have to carry TWO MILLION big smackaroos in coverage!!

This is INSANE!  What in God's name do the city officials think is going to happen if a vendor has an accident!??  Is someone going to sue the vendor ( considering how small their income is?) if they get mustard spilled on them??!

According to the Pioneer Press,  Charles Belcher,  proprietor of C.W.'s Juicy Fat Boys and Dogs in Lowertown ( LOL,  whatta name for a hotdog vendor..) says he's lucky if he makes $200.00 a day!  And I can believe it too!

The new requirement,  or rather the amount,  comes from the city's public works dept.  which surprises me.  I'd have thought it'd come from the licensing dept.  They,  the licensing dept.,  had a snafu in 2003 for busting a 7 year old girl's lemonade stand!  Why?  because it was near the 2003 state fair grounds during fair time.  Good God!  No wonder I was glad to leave the city in 88!

It seems that the public works dept. started examing the vendor rules because of the upcoming 2008 Republican National Convention,  and they decided to apply the same liability requirements it demands of utility companies and construction crews...ya,  whatta deal.

The city also wants vendors to pay a monthly fee of $95.00,  cause that's what Excel and Qwest pay so their crews can set up at locations throughout the city.  Now THAT'S on TOP of the $200.00 that gets paid to the city's licensing dept.!  

The wonderful city of St. Paul also has a rule that keeps vendors at least 2000 feet away from special events,  such as Taste of Minnesota,  unless of course they're going to pay to be there too....nice huh?

Thanks to Jason Hoppin for his article.  

 I find the city's  rules and regulations unreasonable and greedy.   I oughta know,  I was there once upon a time...   


Comments
on Oct 19, 2007
Sounds like a town that would easily fit into Maryland.
on Oct 19, 2007
$200 a day is 50k, which is not a bad income if you ask me. That's assuming a 5 day work week, too. And that the $200 was net profit. Why they have to carry so much insurance I don't know, but hey, I'm not a regulator. I would, however, ask for the study showing that that coverage is needed.
on Oct 19, 2007
-Cars, Hotdog Vendors and just about anything you do these days.  Thanks to the Stellas of the world.
on Oct 19, 2007

Reply By: terpfan1980Posted: Friday, October 19, 2007
Sounds like a town that would easily fit into Maryland.

How so?  as far as size,  meaning the number of people?

on Oct 19, 2007

I would, however, ask for the study showing that that coverage is needed.

According to the article,  towards the end,  there was going to be just that,  a study done to see if it was warranted,  and some thought it really was excessive....maybe I need to try to find out whatever happened with it,  especially with the convention coming up,  which,  I think,  will be a bloody, blooming, blithering mess what with that bridge now colllapsed! 

 

Reply By: JythierPosted: Friday, October 19, 2007
$200 a day is 50k, which is not a bad income if you ask me. That's assuming a 5 day work week, too. And that the $200 was net profit.

It sounds good at first,  then ( just like a cabdriver)  one has to figure in the cost of the food,  uniforms,  the $95.00 a month,  plus the $200.00 for licensing a year,  then social security comes out and probably health insurance,  why it isn't so much after things eat up the $$$$..   in taxicab business we had to pay Yellow Cab for the radio service ( so we could get calls) pay the license fee,  the insurance,  the maintanence and upkeep on the vehicle,  ( after starting out with a an older car,  after 6 months we bought a brand new Oldsmobile Custom Cruiser)  weekly wash and wax jobs for the city inspection,  a yearly inspection done at the same place as police squads,  firetrucks, and other city vehicles,  repair work as needed,  and then there was the loss from "runouts",  bad credit cards,  and of "no shows" wasted our time and gas. 

I realize it's different for the hot dog vendors,  however doubt that that $200.00 is what he's "clearing".  I would imagine it's what he actually makes,  before everything has to be deducted...just my thought on it.

Have a fun weekend Terp    we're supposed to finally get sunshine here!  the rain is supposed to be finally ending!!  YEA!!

on Oct 19, 2007

Reply By: Dr GuyPosted: Friday, October 19, 2007
-Cars, Hotdog Vendors and just about anything you do these days.

...ain't it the truth?!!

Can you imagine?  going after a 7 year old girl? !  for selling lemonade too close to the fair grounds?   guess they were afraid that fairgoers might not buy the $3.00 a glass stuff when a kid is selling it cheaper....

on Oct 22, 2007
If he's making $200 BEFORE expenses, maybe he should look into a new line of business.
on Oct 23, 2007
Reply By: JythierPosted: Monday, October 22, 2007
If he's making $200 BEFORE expenses, maybe he should look into a new line of business.
,   you're absolutely right!
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